Hey everyone, I'm new to the forum and wanted to take a moment to introduce myself.I run a small analytics consulting business in Boston, and develop data science courses for several online education platforms.I'm interested in real estate investing as a means of diversifying my portfolio and providing additional streams of passive income.

Stuart only has a few area's that have a decent cap rate like "golden gate" which is a lower income neighborhood.To the op's question, affordable housing will never go out of style.

Banks will be Leary of financing a property that needs work and hard money lenders wil not loan to homeowners because of the additional regulations. 

If you buy a partner out you will not either except the addition of the new basis.

Any book recommendations for business or sales that carries a similar style as Kiyosaki? 

If you are already zoned for multi-family, then adding an additional unit should be as simple as completing what some communities call a change of use form.  

@James Carpenter, along the lines of finding a "good few" as mentioned above, in addition to networking personally at the REIA meetings, I would network with investor-friendly title companies.

We include the snow blowing in the rental contracts and just figure that average cost...add it to the rent.  

2) If I did decide to exit before the deadline, there will be such a run-on-the-bank that my notes would sell at a huge discount (in addition to the loss of value described in #1).Maybe I should look at the silver lining and jump in and buy a bunch of discounted notes on Folio.Text of e-mail:A Message from Prosper and Folio InvestingWe are writing to let you know that as of October 27, 2016, Prosper will no longer offer the Folio Investing Note Trader platform, the secondary market for Prosper Notes.

I dropped the price by $10,000 2 weeks ago and have only had two additional lookers and still no offers.