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I personally have done this, and I think of it as "making up" for the fact that I don't have to make a down payment -- so the karmic balance of the universe makes up for it with check-the-box property repairs that I have to do (still WAY less than 3.5% down payment!).

Many Walmarts have a bank in them and it's free to open a savings account there and no fees if you maintain a $200 balance and keep the number of outgoing transfers low; they also have a 24 hour drop box.

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What is suppose to be reported on the title company's form 1099-S in box 2?  

I spent a lot of money on my education since I was not aware of BP or any other way to get educated.  

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After the second time we spent $500 on a Simplisafe system and theft stopped.

I spent the last 2 January's in Thailand, and I definitely missed the warm sandy beaches this year.Since you are already an engineer professionally, why not start on the MBA now? 

Your spare time should be spent on building an experienced and trustworthy Team.