Hi Erik,Since commercial loans were talked about some I thought I would chime in.Typically as Chris Simmons stated banks quote what I call the "crap,crap refi bomb loans"Meaning 5 year term with 20 year amort. and your first born on the guarantee.

I live in Jacksonville, FL and have recently started looking into real estate investing, specifically Wholesaleing.I am 28 years old and my second child will be born any day now.

I moved from and was born and raised in Georgia around the North Metro Atlanta area.

Austin is red hot the chance of someone coming form Sonoma and scooping an off market deal out from under the locals is pretty remote in my mind.Having lived in Lake county,  one child born there the other in Ukiah..

I guess there really is a sucker born every minute.

I was born and raised in Philadelphia and still live in the City. 

Being born!

I don't believe in overnight-success or get-rich-quick schemes.I was born into a poor family.

Also I see you are in Tampa, that's where I was born!

., I decided to sell and move on.All of my expenses (purchase, lot clearing, wire transfer fees, etc) were borne out of my HELOC, though I had the cash on hand.