Recently, I've been thinking about a fresh start. 

However a portion of that money not being received as cash flow is going towards paying down the principal, and it remains with you as an asset (equity), so from a net worth perspective this portion of the cash flow is not an incremental return on investment.  

Seems to me like Guy B needs to sell his home and his car, and pay off his debts, then use the proceeds to buy something that will actually stand a chance of bringing about early financial freedom.Love to hear some perspective on this.

I certainly understand both perspectives.  

My perspective went from success to helpless depression within a few minutes. 20 years later, I came across tears from operators that I hired in the Philippines. 

It's not always up to date, but gives an interesting perspective.  

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

He can provide guidance from the lenders perspective and may even be a resource for you to get a loan

You should look at it from the perspective of a family who would live there, with kids if it's a one family.

FYI, I don't have any pets, just looking at this from a business perspective.