Have you obtained a recent credit report to compare with the report when your score was 790 to identify if there are any errors or new items outside of the mortgages?

Generally, you'll only need to do this for Balance Sheet items (because the QB CFS starts with net income, so income/expense items are already captured) .

Aly, A/C in Michigan is considered a luxury item, not a necessity so I am not obligated to have one.

If you want assurances that certain items are good/bad/acceptable, you'd likely need to contact the individual trades that deal with each item (roof, foundation, electric, HVAC, etc.).

ARV is a little thin, but if you plan to hold for a long time that isn't a major concern.Is there any deferred maintenance or do you see having to replace any major items in the short-term (garage door, furnace/AC, water heater, etc.)?

As a broker, I agree I will go get items from the borrower (and other parties) and deliver them to the banker, I do not judge their applicability or use.  

More important than money, power, or anything else.Why someone would feel a need to create a fake profile and other items mean they are trying to be something they are not.

I would select three of the negative items on the report and dispute them with all 3 major credit reporting agencies.

Unless this garage is right next to or connected to another building then I can see it is more delicate to take down and expensive.What if an injury occurs or a larger problem is discovered once the garage is taken down??

I forgot to check age of A/C, and will do that next time I visit the property.3) Yes, city water and sewer.For education sake, how would differences in these items affect your analysis of the deal?