Most mortgage companies require a mortgage to "season" for one year before they'll sign a partial release of mortgage.

these deals are done with your commercial banker .. they are not something that is advertised or talked about.. its why I keep all my accounts and my affiliated companies accounts at my commercial bank. you need to be able to talk to your personal banker and that banker needs to be in a Senior position.. thats how it worked for me.

What are you doing that is really any different from the previous owner?  

I'm currently working through my credit card company since they provided email proof admitting their data is old, at least in the two states I am working in. 

How long it takes to be financially ready is different for everyone.

Same difference to you in the end.

This issue has occurred several times at different properties: tenants complaining that the AC isn't cooling to a ridiculously low temperature when the ambient temp is about 40 degrees warmer.

It is supposd to catch money laundering, but it exempts any company with more than 20 employees and grossing more than $5 Million. 

Different rules apply to brokers and property management companies, but the state is much more Laissez-faire with unlicensed homeowner landlords.

Your dad may be the Executor of you uncle's probate estate, but he'd be the Trustee of the Family Trust.A number of different things may come into play.