Get properly licensed and insured. 

I have spent the last 2 years attacking my student debt which has allowed me to become acclimated a frugal lifestyle.

The entity owns the DBA... the DBA itself owns nothing.I've seen contracts with a DBA but title will typically (in these parts anyway) research who the legal entity is, have the contract amended, and ensure the deed is prepared properly.

I made a mistake and did not analyze properly.  

Basically - if you are doing seller financing you want to use a loan originator who is properly credentialed to put the loan together rather than doing it yourself.  

Motivation is a good thing but can also be the enemy of proper diligence not just in RE but in all forms of investing and/or business.  

So, when you tenant does and pays for maintenance, you're not filing a proper tax return, either you're not accounting for it properly or you're filing a false tax return claiming expenses and depreciation you did not pay for!

They do a very good job when properly installed - electricians in your area will know all about these suckers, trust me.Don't cheap out! 

In most cases it's because they weren't installed properly or the house has settles causing them to crack.  

Someone can make nearly 200k a year and have nothing to show for it in 5 years and someone making 100k a year can live frugally below their means and have 300k by that time with prudent investing.Living a 100k lifestyle when you make 1,000,000 a year income isn't a big deal but living a 75k lifestyle on 100k income will not get you very far.