Okay thanks for the explanation!

"Truth is just one man's explanation for what he thinks he understands."

Consumer have made numerous complaints about this "industry" as well.The increased score happens because these "businesses" inundate the bureaus with questionable requests for changes, playing the “this isn’t my credit card” game, and other tactics that force the bureaus to investigate these practices.While the investigation is under way the bureaus remove the trades in question and, if negative, their scores increase the next time their credit is retrieved, the sugar rush.

Having to answer questions about all my deposits (letter of explanation) and even want to know about small grocery reimbursements to GF.Among some of the things they want a letter of explanation about my rent deposits even though they have copies of my rental agreements.

Yes, it's definitely a process and you have to go thru your county planning and zoning, and it gets reviewed by numerous other depts.

If their answer doesn't match the tax records, I ask for an explanation.

This particular search found the following (off the top of my head): HOT wires loose under the insulation in the attic; non-working plugs and switches throughout the house; numerous aesthetic QC issues; showers/sinks with no hot water owing to incorrect plumbing; a hot wire SPLICED INTO A METAL LAMP CORD found in the attic… In a nutshell, his entire house had to be rewired because Bob had turned it into a FIRETRAP; on top of this, two dishwashers were “removed for faulty (insert excuse here)” and replaced with inferior models, in addition to a stove, during the three or so week period.Now, let’s go back to my place.

In terms of what you'll need: - signed disclosures (authorization forms, etc) - most recent 1 months pay stubs - 2 months most recent bank statementes - 2 years most recent tax returns and W2's - fill out an online application Depending on your circumstances you might have more items such as letter of explanations, divorce decree's, mortgage notes, income verifications from your employer or rental verifications from your current landlord, etc Hope that helps!

I've been threatened, had a gun pointed at me, hung up on, and made numerous contacts that "disappear" at the moment of truth, but I can eat an elephant as long as I take it one bite at a time.

During our numerous visits and meals with the sellers we obtained many details about the property.