Are you looking to find Non-QMs loans or Hard money to purchase your next home to live in? 

I don't know about Texas, but you might be able to charge a non-refundable deposit to hold it that then becomes their security deposit when they move in. 

The idea is that under these conditions, I would not personally benefit which could be viewed as acceptable non-rule breaking actions. 

Alternatively, there is a category of loans called non-QM.

In this instance, just go address it And in the future, don't let this happen.For your vacation rentals, make sure there's a system in place where when any service is done there's photo proof, a timestamp, property manager digitally acknowledges, and a physical receipt there.

The initial returns are lower on paper in better locations (lower cap rate, less initial cashflow according to the magic spreadsheet), but the overall returns in reality are much better including all the different ways people make money in real estate (gained equity through natural and forced appreciation, principle pay-down, increasing rents= higher cash flow when looking at the big picture if you buy and hold, depreciation tax benefits, plus way less of the big profit killers like turnover, non-paying tenants, property damage and theft, dealing with bad contractors because good ones don’t choose to work in bad areas either, etc.). 

Also, most seasoned commercial agents don't want to deal with non-experienced agents trying to do commercial.Also, why did you say mixed-use in the heading? 

My opinion is to not engage a GC, but rather work directly with any service providers that are needed for certain tasks.

Howdy!  Super new here y'all but I'm thinking of buying a fix and flip and (or) also a place to rent.My concerns are with covid people didn't have to pay rent but landlords still had to pay mortgage. If that were to h...

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