I'm a recent college graduate from the University of North Carolina at Chapel Hill (This past May) who has been lucky enough to both graduate with no student debt and secure a job in the Charlotte area. 

Oh i am ready lol its giving the wife the security thats always hard😂 my agent says duplexes are rarely on in my market as well 

Whenever we've made exceptions and approved ppl with lower credit with an extra security deposit (or two), problems have been more likely to arise. 

Granted this often covers roof repairs, exterior insurance, lawn care, sewer and some other expenses.

For example, an Airbnb on Miami Beach is going to turn a lot more profit than an Airbnb in a single family neighborhood next door to a school...granted it will probably cost more, but that's where the math comes in to make sure you have a good deal... 

Next and this is the strange part, I was locked out of my account and put on a security hold.

I've heard grant cardone explain this... here for input as well.

She has two dogs, and you knew there would be wear and tear, and you can deduct that from their security deposit. 

Been poking around at creative financing as I don’t want to spend three years saving the equity for a down payment to secure a loan I can afford (credit isn’t an issue as I have a 720+ credit score).

Especially to find and secure property that will cash flow at the 2% rule or $200 per door as suggested on this site.