SFH or condo/townhome with HOA fees?

[Ashley Lynn]

Happy Monday Everyone, Here in south Florida many properties come with a hefty HOA. Granted this often covers roof repairs, exterior insurance, lawn care, sewer and some other expenses. I am curious what other investors find to be more beneficial, buying a property with a HOA or a SFH without a HOA but more out of pocket expense? Is the 200-500/month HOA fee worth it?