If the goal is psychological because you have too much debt to sleep well at night then sell some properties and use the proceeds to pay off the debt on your remaining properties; or better still obtain the services of either a psychologist who can get you over your uneasiness or seek out a financial advisor who can convince you of the difference  between consumer debt “ bad” and investment/business debt “good”. 

I would also find a way to sleep at least 2 people (if not 4) using convertible sofas and/or murphy beds. 

She's absolutely frantic because while she was in bed sleeping, the ceiling in her apartment somehow, for no reason whatsoever, fell down on her!

I am currently thinking about sleeping in the detached garage & converting it to a live-able space or sleeping in an office space converted to a bedroom on the first floor.

If you make sufficiently large orders they will give you discounted pricing like a contractor saving you 10-20%. 4.

entp.hud.govYou also want to make sure you run the math to ensure it passes the "Self Sufficiency" test where the unit rents must support the PITI by using the 75% and vacancy calculation. 

In other words, sufficient capital for the cash purchase of a property (plus rehab) and eventually refinancing the completed project to a long term loan.

Now, if you have used your entitlement to obtain a VA loan and it is a small amount, I believe you can obtain another loan if you have sufficient entitlements remianing and the original loan was assumed.

I was sleeping pretty well that night, because I was sick with a fever. 

First thing to consider is if the income from the portfolio and other sources is sufficient to meet your parent's expected needs.