After I make those payments then my lease with them is for $5,250 for 12 months where they pay all of the utilities.

in 3 years you can pay off any mortgage 500,000 or less for $1,500 bucks.. or in 5 years a $477,000 mortgage for $100..I am implementing something new for the real estate industry, primarily to mortgage holders & the rent to own industry, as a shorter-term approach to be mortgage free, without cost being an obstacle ..

I noticed that the previous owner let them pay half the security deposit and the other half later, which is a red flag.

- If i Sell , as this was my 1st house and lived in 4 years, do i need to pay capital gain tax ?             

This simple act of understanding can make or break the deal.Patience Pays: Results-driven but people-focused.

It's properly leveraging (not over leveraging) the asset that pays off.  

It starts with doing 10-20% of the work and paying much lower taxes.

My goal is to offer an affordable monthly payment that competes with renting a comparable property and offers a benefit to paying a bit more to "own". 

If your situation hasn't changed much, it might not be worth paying more for premier.

Will it pay the full PITI plus Capex, management fees, maintenance etc?