I hail from Houston, Tx where I was born and raised.

He wants my wife and I to do some work with him on his projects so we might be getting involved in the land development process sooner than we thought.I hail from Troy, AL but am currently in the process of moving to Jacksonville, FL.

My cost for insurance in Las Vegas was about 0.25%, but that's because they don't have the hail/thunderstorms/tornado's that we have here in the show-me state.Call around to the major companies in KC and compare identical coverage, and you'll quickly see who has been having more claims.

We also had a huge hail storm in May and I got a new roof, new siding on one side of my house and new gutters for only the cost of my insurance deductible. 

Hail from Buda!  

I got a quote from one company and it's a $730 annual premium for the following coverages:A - Dwelling $152,000B - Other Structures $3,040C - Personal Property $7,600D - Loss of Use $15,200E - Personal Liability $300,000F - Medical Payments to Others $2,000Deductibles:Section 1 Deductible $1,000Windstorm / Hail Deductible * $3,040Is this a good deal or is it too much?

But we don't get hurricanes or earthquakes, just tornados and hail.  

Zamir hit the nail on the hail.  

That's because hail is a very big problem here.  

I have heard this is a no no, but I don't recall ever hearing why it's bad.I have confirmed hail damage on three roofs.