I currently own a two-family home with my girlfriend, but I plan to refinance in 2025 and start fresh with a focused expansion strategy.

I live in CA and drove that route for years to visit family in Phoenix, AZ. 

You want to look at paragraph 12 of the Texas purchase contract, called the 'One to Four Family Residential Contract'.

Quote from @Jaycee Greene: Quote from @Jeffrey Eschbach: Investment Info:Small multi-family (2-4 units) buy & hold investment.

Investment Info:Single-family residence buy & hold investment in Charlottesville.

Hello Jorge,In my 25+ years as a real estate broker specializing in multi-family sales, I've only had to challenge an appraisal once.

Small multi-family is hot right now due to house-hacking (low barrier of entry), and future cash-flow. 

We do want to settle in a little bit here while continuing to do our homework, but hope to get into something in the next 6-12 months.With the way interest rates are looking now and what little I see on public listings, I think a smaller multi-family that needs a little rehab would be the best bet. 

I have family in the Boston area and they vacation near Dover, a beautiful city. 

Quote from @Hunter Hanlon Taylor: Investment Info:Single-family residence buy & hold investment.