You might consider taking a loan from your 401k to payoff cc debt if that is an option for you.

I always make it a point once a year to call my cc companies and ask for a credit line increase even if it's a just a few grand.

I'm opting for a C/C- neighborhood because the B/B- neighborhoods from what I've seen in my area are so much more expensive.

Maybe just skip going through the rep and sign up for the free trial through their website, then give you CC information and start paying $75/mo after your trial runs out.

Lately one of my CC's has a 1% fee.I guess they're counting on the borrower not paying it back in the 1 year period, and getting bumped up to the usual 12,9%, but still, 1%... wow...

You can also try to gather the $25K (plus CC's) through a private lender (i.e. family or friend) and pay them an annual 12% return - assuming they could not lend you anymore for repairs...

It is about 200 cc and tenants could have up to two bikes per unit without issue.

So I've looked through the posts accepting CC for rent. 

Her husband is going to be out of work for a few months and she has CC debt.

The CC companies are very pro-buyer, and they should easily refund the payment and put the onus on the company to prove that they did what was promised.