We have a shortage of qualified applicants and conventional renters, which was created over Covid 19.

A good one will also have skin in the game and will even be able to bring new acquisitions to your attention.

One thing to be careful with though is that if you go the personal loan route, you need to ensure your DTI is still fine and you will still qualify for your VA loan assumption AND the second mortgage.

In fact, if you qualify as a sole proprietor (real estate agent, broker, small business owner), you can have something called a solo 401k and use that to purchase property.

To facilitate this, I will employ the use of third party providers I am not qualified to vet in the first place.

Experience Purchasing from Non-ProfitsPurchasing property from non-profit organizations often involves additional considerations compared to typical transactions:Decision-making process: Non-profits often have a board or committee that must approve property sales.

If they only make $2000 and know their income has to be $3000 or higher to qualify, they can apply elsewhere and save the $30 application fee.

Yes, Spain is one of the countries in which banks will lend to non-residents (they generally don't) but Spanish banks are much more conservative than US banks so it's more difficult to qualify, especially if you don't earn W2 income.

Also have a arcade and shuffle board in the loft area.

The only way they would seriously consider a higher offer from an unqualified buyer is if they have no offers from better qualified buyers and their back is against a wall.