I was asking because I didn't know the proper procedure.  

Dodd-Frank set in motion the requirement for "every lender" to insure that mortgage transaction was properly serviced . 

You should save your money work hard then invest when your properly capitalized

I also check the deeds to ensure they are conveyed properly.

Also, note that some municipalities actually require you to hire a proper property manager.

I would put less weight on school district for 1 BR and 2BR - your target audience will not be a family with kids in school age, maybe a baby.Approach it from the other side: how much is your target audience bringing home net every month?

Sounds like a big deal.For those of you with experience on flat roofs--popular in Baltimore--how do you feel they'll handle the weight of all this predicted snowfall?

Found out the hard way though usually best to always pull or get the proper Permits pulled.

They don't want to get in hot water by not complying with someone who will certainly document their claim file with such infractions.Just check references and proper licensing. 

I personally believe that having good partnerships can be a HUGE boost to any business when structured properly with the right people.