Work hard to utilize strong resources and build good partnerships but going into the deal locked-in with a partner isn’t the best route especially if you are just starting out.

Either lease them from him or form partnership.

March to the prosecutor's office for the jurisdiction of the property and pull the trigger. 

Closed on my second and our partnerships first investment in Dayton KY.

The trigger is not when he gets a mortgage it is when the property is sold.  

Considering the covid 19 issues going on right now, would you guys say I should keep pushing and pull trigger when I find a deal that works for me?

Instead, the self-employment income of general active partners may be reported as a payroll cost, up to $100,000 annualized, on a PPP loan application filed by or on behalf of the partnership."

Looks to me like the higher rate was the trigger.

It could trigger a due-on-sale clause; if your lender is the one advising it, then they shouldn't be including that clause.

Are there any investors in the Columbus, Ohio region that would be open to future partnerships with a young, inexperienced, but eager investor?