If you would be so kind to share with me:How many properties do you manage, how many units in total?

Meaning that the multifamily must go into my personal name.If I quitclaim the property to the LLC after closing escrow on a commercial loan, I have heard such action could trigger a “due on sale” clause whereby my total loan amount could become due and/or I could be required to pay a prepayment penalty.Without the LLC, my tax structure is less favorable and I am exposed to personal liability.Any guidance on this situation?

The  hallmark of scammers is advance fees, but I'd also be worried about giving them your personal info and SS#.As a physician, I'd bet you can get a decent line/loan from any number of reputable lenders.

Depending on the market if you did that with all quadplexes you could be at 16 doors in 4 years (not including traditional investment properties you may have aquIred) with a total of $0 in downpayments its an under used loophole in the system.

I am looking at a 12-unit apartment building but it is in total disrepair.

So, you'll want to understand your total costs each year to hold your license.

So how many total pads does it take to make it worth it?

For example, total VA loan price eligibility. 

Details: Purchase price: $50,000Loan amount: $40,000Down payment: $10,000Interest rate: 6%APR: 6.404%TIP: 116.332%Monthly principal and interest: $239.82/monthEstimated Taxes, insurance and assessments: $292/monthEstimated total monthly payment: $532Estimated closing costs: $8,247 (+$10,000 down payment)Breakdown:Origination charges: $950Appraisal and all title fees: $1,862Recording and transfer taxes: $800Prepaid homeowners insurance and interest: $697Initial escrow (2X months Homeowners insurance + 12X months $250 property taxes): $3,000Other (buyers personal attorney fee $450 + Title-owners Title Ins $405): $855Thanks again so much for your time and input.

Since it is a total gut, then cap ex and repairs should be minimal.