At that point I called the third one and cancelled his appointment. 

As a matter of fact, I am heading out right now to a listing appointment as a result of a door tag that I hung 2 months ago.

You can travel to those markets and set up appointments with the people that you get to know.

Assuming i get call backs i will then set up appointments to meet with the home owners.. so after the appointment i will go home crunch the numbers and make an offer.. assuming the owner agrees on the phone what will be the next step..I will not be offering cash and my options are FHA loan, wholesale, owner finance, and subject to... my question is what form do i send them for which ones????

I haven't talked to any lenders yet, but I have an appointment setup to start those discussions next week. 

  One thing you can do is to contact a title company that you would like to work with and set up an appointment to talk to them in person. 

I have an appointment tomorrow with a mortgage broker but am not sure what to expect.

2) Can I legally (I'm in PA) schedule an appointment for a general contractor to walk through the house with me to generate an SOW before I even own the property?  

I actually had an appointment today with a Credit Union and she said the will refinance up to 80% which totally took me by surprise.

I contacted a Bigger Pockets member that seemed interested in listing and then was a no show to the listing appointment last week.