If you need some lender recommendations, feel free to PM me. 

Hi Nail, I might be able to help you since I've been investing in the area for many years now so feel free to send me a direct message.

@Will Gaston is a wealth of information and very prudent/knowledgeable investor, he was just helping me with some lending info yesterday.Don't be a stranger, feel free to reach out. 

Otherwise hold it until you die and leave it to your kids tax free, saving $200k.

Feel free to reach out if you have any questions or need any advice as you get started.

I guess my question would relate to the wisdom of pulling the trigger now and paying more for a property that could well be purchased for significantly less in another 3-6 months or maybe even longer if the down trend is expected to last a few years.

Some states allow tax and fee free transfer between spouses.

There are also lots of meetups where you can meet other investors - check out the events page if you haven't already.Feel free to DM with any questions!

New investor hereI have 2 rental properties (duplex & triplex) that I bought at the highest interest rates (8%), they DO cash flow but now that rates have softened a bit my question is when do you all as investors decide to pull the trigger on refinances?

Feel free to reach out if you need any advice, best of luck!