Hello, before I give my story, my wife and I are looking for a 1-2 bedroom apartment we have a monthly budget of 1750, we both have poor credit, my wife Ariana, Graduated from Brown University last year, she will be 48 in May this year and is currently an Operations Manager II at kent hospital through Sodexo, she makes 75k a year, and approximately 4500 after taxes a month, she has no criminal history, as to our poor credit, we had to choose between paying our rent and electricity during covid, or pay our credit cards, we have never missed a rent payment, and have lived in the same residence for the last 4 years with no issues, we are looking for an apartment because our landlord wants to renovate his building. with that said...I am writing to proactively disclose information that may appear on a background check.In 2009, I was involved in an incident that resulted in a felony charge.

My wife and I don't qualify for real estate professional status. 

Investment Info:Single-family residence buy & hold investment.

Then there's our primary residence.

Investment Info:Single-family residence other investment.

RE agent, I currently reside in IL and interested in potentially investing in the Columbus or Dayton areas.

I also would not be making this a primary residence but purchase the property directly as an rental property.

Can she qualify as a real estate professional under IRS rule to reduce tax burden on my W2 income? 

Is there a certain credit score you have to have, to qualify for these cards?

Thisfamily is in the HUD rental program and is currently residing in oneof my wife's properties.