But unlike health insurers, they are under no obligation to pay out medical claims.These associations typically decline to cover people with preexisting illnesses, and they can refuse to cover certain illnesses (like mental health) at their choosing.

Final Thoughts:I have been living with this mistake for 10 years, I have tried numerous methods to turn it and, I don't qualify for HARP or HAMP, additional subdivision, turn attic into a studio, add a bedroom to the current 2 bedroom, both will be costly and no guarantee the town will allow it.The projected future investment needed to update this place is crazy high, I haven't figured future rental increase or appreciation to find a breakeven point yet, but I think it's obvious it is way out there in years, and this place is starting to take a physical and mental toll on me.

You might have learned from others and avoided many pitfalls, but I think it would be naive of anyone to think that they won't experience mistakes and lacks of success in their career.Mike, I think I understand your mentality because it seems very parallel to my friend's, but I think the disagreement here might just be more about the connotation of the words and not actually the concepts.

I know they all have the "put it under contract and they will come" mentality.

On the actual date, it is the mental part that drains me more than anything else.

Very versatile and inexpensive.

I am a mental health and substance use therapist and love my work. 

James,i agree with your post, one point to add with the gift idea is that when working in several parts of town with a tough demographic you would love to have the tenant mentality of "my landlord is good and gave me this xxx" vs.

Also my experience is that folks getting divorced are usually not at their best mentally. 

Because he has dementia he may be considered mentally in capable.