may I also recommend paying close attention to your Debt To Income ratio becaue the lenders I have worked with will not accept rental income as part of YOUR income until after 2 years of experience as a land Lord.  

About the Housing program,anyone can accept it.

But this person sent a colleague request without a message, and because I'm a nice person I reflexively clicked accept.  

Each property is different in that I can accept a smaller or larger IRR depending on the overall risk entailed with the property, but none the less is still a main driver.

Use the numbers you have, make an offer, and if the seller doesn't accept it- move to plan B. 

So, if these tend to appeal to an older demographic, does this effect how you accept online payments and application?  

All of the potential buyers disappeared.I accepted another, lower offer from a builder who told me that the Township told him there's a sinkhole on the property.

Thinking about a HELOC on that one, if I can find a lender with better closing costs accepting a non owner occupied property.  

My point is start with your acceptance criteria first, before you meet or talk with any applicants.  

You are worth what you accept.