I'm thinking the best strategy is the 20% DP and higher IR but would like verification and thoughts on the closing costs.

I live 5 minutes from Joshua Tree and I know they currently have a huge plot of land (assuming their all AirBnb's) filled with 25-30 air streams, all identical with outdoor showers  lined up in rows on what looks to be 2 acres.

It was a dr note that supported the request, didn’t need to be a specialist or anything usually if your dr or whoever you’ve been seeing has an verification department it’s much easier when you give them your claim number and they do the request on their end.Sometimes what helps the dr write it correctly is writing it for them and asking them to review it

For the background check a number of those services allow the tenant to verify their identity online and pay for the screening costs directly to the provider so that would save you the trouble of collecting an application fee.Hope that helps as that is the process I recommend but may be different from other people here on BP.  

They approved an ESA verification from an OOS doctor who had never physically seen the tenant.

The formula we use for comparing returns is:ROI = ((Rent - Debt Service - Management Fee - Insurance - Real Estate Tax - Periodic Fees) x (1 - State Income Tax))/(Down Payment + Closing Costs + Estimated Rehab Cost)As an example, suppose you found the identical property (not realistic, I know) in Austin, Indianapolis and Las Vegas.

There are some manuals you can reference to get a high level comparison that would need local GC verification, but could give you some sense of apples to apples cost deltas for the systems you're wondering about before you reach out to your design team. 

Doesn't have to be an entity, on contracts (specifically here in CO), there is an option to check that the buyer doesn't want their identity released.

Sometimes I need to wait for an email response for employment verification, or additional info from the prospective Tenant, but at that point the decision is made, just awaiting confirmation on a particular element. 

Looking at a deal where the insurance on the building and flood insurance are identical, doubling that cost of insurance per year.