Good deal/Which loan terms

[Michael Barido]

I have a deal I'd like for advice on. Buying a condo and have several options. Table format is the following - down payment % - cash flow - ROI - Down payment amount - Rate:

20% - $281.18 - 12.55% - $18k - 10%

25% - $336.85 - 11.18% - $22.5k - 9.875%

30% - $411.63. - 12.48% - $27k. - 8.875%

The closing costs are not included in the DP values but is included in the ROI above. I'm an accidental landlord and this is my first real investment (other rental I lived in and were VA loans). I'm thinking the best strategy is the 20% DP and higher IR but would like verification and thoughts on the closing costs. Thanks