@Stefan D. this thread was a ride!

It has replaced music on my car rides and I have listened through the work day too. 

The roof is one of the major expenses and in Texas we get hit by hail frequently at least once per year.

Bring a smokin' deal to a REIA, and folks will line up to dance with you.Heck, bring it to me, I will not only fund you, I will offer piggy back rides and mani/pedis.Walk boldly folks, and hold hands!

Gurus will continue their scams and taking people for a ride as long as the "give me now without any effort types" are still out there!

Only those who are genius at selling the “Dream”.Use great caution and approach the Marketer’s who are pitching their latest & greatest  tips, and trick-pony rides!

I have heard of contractors out there who will ride the deposit out and as soon as it gets low they focus their efforts on the next job that gives them a good size deposit and let the other ones go on the back burner.

But when you put hard-pay debt in place on properties, then you can run into trouble if the unexpected happens - i.e. big cap-ex, falling rental rates (yes rents can go DOWN), increased vacancy (for any number of reasons, including functional obsolescence, crime, population and employment shifts etc) or other issues that affect the financial performance of the property.if you own the property outright (no leverage), then you can either ride these things out or go borrow the money to fix specific issues.

A roofer is asking me to hire a Public Adjuster (PA) to negotiate a hail claim with my insurance company.

The steak might not be ready for a year or two, which suggests that buyers who come in now have prospects of riding a wave of appreciation.Prices in Racine and Kenosha for quality SFR's currently seem to be inflated by about 10%.