I am officially Moving to Philadelphia but will be working out of an office in Cherry Hill NJ (since I am only licensed in NJ for now).

Also, from your post, it appears as though you suspect the engineer of influencing the officials to change their decision on it being 4-family.

The Exclusion will have some form of language stating "Damage by fumes" is excluded.I'd also add "Wear and Tear" is not covered, such as torn carpet, holes in the wall, broken appliances, etc. 

I'm not sure, though, how I exactly make this official and how I purchase the properties so I'm making the 25% equity in the rent and resale that we agreed on.

We plan on getting financed officially in Jan of 2020 (with cosigner if needed) when our annual income is much higher post graduation.

Some of what you guys are posting might as well be in a foreign language, lol.  

Someone doing the Scott Trench-style "rent the rooms and sleep on the couch" approach would know how multiple leases on the same property holds up in official ways better than me.Best of luck!

Can't find a 14-day form anywhere on their site.For a Hold-Over for violation of lease this guide page here; https://www.nycourts.gov/courthelp/Homes/holdoverNotices.shtml, specifies you need to serve a Notice to Cure to a leased tenant, however their Holdover forms page here; http://ww2.nycourts.gov/COURTS/8jd/ltholdover.shtml literally doesn't have that form at all.Am I missing something here or is the official nycourts.gov website dropping the ball so bad I can't legally serve my tenant the notices required as they're literally not available?

As of yesterday at 3:30 in the afternoon, two weeks after my 22nd birthday, I've officially closed on a two-family and a four-family in Concord, New Hampshire. 

There was a deed to the bank recorded June 18th, so in my mind that is when the bank officially owned the home and the previous seller is now in a home they don't own.