Liens may have been wiped out in the foreclosure depending on the laws of your state, or there may be a limit to how much the HOA can charge after a foreclosure. 

The company is outside of Chicago and they ship free and do not charge sales tax. 

Have the buyer put 20% down and charge them a higher interest than you pay a monthly in PITI. 

Also if and when you decide to move out the unit would be able to charge market rent.

They still charged me an ~$300 fine, and gave me the privilege of having to take additional time off from work.

That is the reason you are allow to charge a late fee.Soften the blow.

Do the DSTs disclose how much they charge or the transactions are non transparent ?

If you do this, it will translate to far less fees to an accountant who would otherwise have to charge you for the time incurred navigating what business expenses you incurred in your personal accounts. 

In my market, I actually use the national ones because my local guys were all charging 12% and 3-4pts.

Its ok if the water bill is in the landlords name - just have a utilities charge, separate from the rent, in your lease.