It was fun looking at a different market with fresh eyes.  

One thing to think about is the comps in the area....if they are all beat-up foreclosures then the value of your freshly rehabbed property won't compare well. 

These aren't your average fresh out of school reps and coordinators.

I will be moving back to America halfway through this year and will be starting fresh.

I use my DSLR (not cell phone), take photos during golden hour (or on cloudy days), ideally exterior photos will either be late spring, when landscaping is looking great or with fresh snow and on blue sky days.  

They won’t be expecting the same money as their neighbors with the shiny new kitchen and fresh paint.

The biggest thing is to make sure the numbers they give you are fresh and consistent.

So if the debtor can pass the means test and qualify for a chapter 7 where everything is written down to zero and start fresh that is generally better than a chapter 13.

Bankruptcy is usually a safe bet, to be honest - as the other have said - it wipes out debt and then they start fresh.

Not to mention 3 hurricanes in 4 years.Now I own a lake front on fresh water near my home in Ohio.