A comprehensive lease agreement addresses all elements of tenancy, and clear home rules are required.

I don't believe it's an actual requirement to even have the light.

I don’t have any house and I live in NY which is very expensive to buy specially where I live in Westchester, NY.

They have great credit, are putting ~37%+ down, and their income more than covers their current living expenses and the new mortgage.

The town could require you to restore it to a 1/1.

@Manuel A Zuaznabarunderstand it's expensive / high barrier of entry but the midwest comes with issues tooi think it's worth itwhat you don't want to do is buy a random property that looks great and then start sinking tens of thousands into itlike these folkshttps://www.biggerpockets.com/forums/963/topics/1195280-expe...https://www.biggerpockets.com/forums/48/topics/1160450-run-i...

However, I understand that achieving these goals is a gradual process—one that requires patience, diligence, and a stable foundation.The allure of “financial freedom” and “passive income” often captivates new investors.

I'm surprised the insurance hasn't required a new roof yet.What are my opitons here?

Quote from @Elliot Juarez: The city is expensive, but the are smaller markets that make good sense.

just remember though that there are lots of expenses on top of PITI.