If your losses are not limited not or the losses are limited now but can be released in the future, you should be cost segs while you can still get 100% bonus depreciation in 2022.But more info is needed to conclude.  

It is not extended.The real bonus benefit here is usually that the identification period is extended so much that it almost coincides with the exchange period. 

Potential Markets with property types that fit my budget: - Smokies, TN (Single Family/SFR in Gatlinburg, Pigeon Forge, Sevierville - at least 3 bed/2 ba -  I'm counting bonus rooms in the "3 bed" calculation - will install hot tub if not present) - Nashville, TN (SFR in East Nashville - at least 3 bed/2ba)  - Austin, TX (SFR as close to Downtown as possible with my budget - Windsor Park, far East Austin, South Congress, Montopolis, Franklin Park - at least 3 bed/2ba.

Most of the time he Refi's out and turns it into a rental with the appreciation bonus for the next place. 

This property offers a spacious layout and a bonus room waiting for gym equipment or home office.

It's important to note that you don't have to pay taxes when doing a cash out refi, which is a huge bonus. 

Bonus if you know how to use a DSCR loan etc for something like this.

@Luke J Nelsen I’m a fan of the Chase Ink Preferred card, they have a great signup bonus right now.

Bonus Question: If I get two offers from the two credit unions, do you think the one with more flexible line terms would match a written offer from the CU with a lower interest rate?  

If she needs extra cash, she just bonuses herself out.