Business Credit Card Recommendations?

[Luke J Nelsen]

Hey there BP fam!

I am wondering if anybody on here has any recommendations for a business credit card? We have a newer LLC and I have been using my personal credit card for business expenses and then paying through my LLC when the bill is due. Unfortunately that's been driving up my personal credit usage and affecting my credit score. So I was wondering if anybody had any recommendations for a credit card for a newer LLC?

Thanks in advance,

Luke

[Nathan Gesner]

Luke, I started using a system provided by travelfreely.net that is completely free. They have a short training program that teaches you how to use credit cards to earn points or miles, then they have a system that recommends which card is best for your goals and helps you track them.

I am not an expert, by any means. However, I know enough in the last two years that I paid for a trip to the BP conference in 2019, two trips to Texas for my wife and I, a trip to Mexico for my wife and I, flew my mom to visit me last week, and my family of five is flying to Hawaii in July. All 100% paid for with card miles!

This year, I'm being deliberate because I have two LLCs. I am opening one card in my name (100,000 points), then the same card in my wife's name, then one under LLC #1 for me, the one under LLC #1 for my wife, and so on. My business spends enough on cards that we can spend the mandatory amount and earn the max points in 1-2 months. Then we open the next card and do it again. By continuing this process, we can easily earn 500,000 miles a year or more. If we really buckled down and focused, we could earn much more but it does get to be a lot to track.

There's more to it. I highly recommend you join that site or something similar and start earning the free points!