@Charles Salumn if your ultimate goal is to live in it for a time and then move out, you will want to run your numbers as if it is a regular non-owner occupied rental property... if it doesn't work after you move out then it doesn't align with your goals.

@David Charles Perez you should check with local multifamily brokers to find out what the going vacancy rate is.

Thanks Charles, Mke and Shawn.

@Charles Kimber okay if the tenant is month to month their current lease is less relevant assuming that it could rent for more, however $234k for Atlanta is getting into properties that generally don't make good rentals period, someone with more experience there correct me if I'm wrong but isn't the sweet spot something like $150k-$175k, so perhaps better to look at as a flip.  

I'll add four more things to this thread based on actual data in Fort Collins for @Charles Phanumphai to complement what I already posted above.First, we see a larger number of discounts in the higher priced properties than in the lower priced properties that we'd typically buy as rentals and that have higher demand.

@Charles Carillo What's a popular syndication that you recommend?

@Charles Lee If a good owner occupy then maybe vacant.

@Jake Charles, has all that "sweat equity" turned into (significant additional) actual equity? 

well actually $6.4 million according to this Charles Schwab wealth report on the San Francisco Bay Area.

@Charles Worth I only know Jordan Capital from the local RIA meetings, they show up a lot and seem like they push more for financing flips.