@Ned Carey  I'd rather be over cautious than not to be cautious enough, especially since I'm a newbie and the property is ~2700 miles away.

I'd be very cautious about any group offering a $2M HELOC. 

But there are too many "programs" out there that make me cautious on who I'm handing money over to.So I would love to hear from anyone that has experience with BREIA in Broward County FL, on your experience with them and their system.

For anyone interested in buying or selling a property in Indianapolis, particularly in revitalizing areas such as Fountain Square and Fletcher Place, below is an Interesting article in this week's Indianapolis Business Journal about appraisals (see link).In short, with recent strong demand & price increases in some gentrifying neighborhoods, appraisers are quite cautious to give higher appraisal values for various reasons, including regulatory/legal reasons.Additionally, it is further compounded by the fact that sales prices and property values can change significantly in the matter of a few blocks in Indianapolis, so often it is very difficult for them to find true "comps".  

-Be cautious with accepting first timers.  

I'm a little cautious about going with a bank I have never heard of but not against it if it will save me $20,000.

I realize the arduous task that lies ahead but I am cautiously excited about the opportunity to be able shape my own destiny, be accountable to myself and perhaps be able to secure some financial independence for myself and my family.

More mature companies (those that charge more) tend to move clients to packages cause they make more.Be cautious when selecting a CPA.

Big operations like this may feel comfortable taking on more risk, but as smaller lenders, we need to be more cautious.

Would like to connect and learn so as to increase passive income, but very limited on time and I am to cautious (i.e., chicken) to go outside of my local market or collaborate with people I don’t know personally.