It cost nothing to set up  and there are a couple of choices on interest rate locks.  

If nobody fesses up, you have no choice but to charge it to all four units equally or maybe split it based on the number of occupants per unit.I would also try to track down the culprits.

If you bring them value- perhaps in the form of a good deal- then this is a way for you to find a partner and make it mutually beneficial. 

But today, you have a considerable amount of equity built in paydown and appreciation to access, and you can use that equity to improve the current house and purchase more.Many people find suitable alternatives to manage a handful of properties from a distance, so even if you move eight hours away, you can do most of the managing yourself by building relationships with contractors and real estate agents, paying a small fee for them to help as need requires.Only sell if you know the choice is mathematically correct, rationally made, and leads to more property acquisition now.

You'll get it cheaper, you'll probably make a wiser choice, and you won't have debt holding you back from whatever your next step is.I have a family of five.

its general to buying any rental property that you cant see does not matter where it comes from.I reflect back on a conversation I had with an Active duty military a few months back he had donated to our Charity aheroshome.org which BP has generously offered to be the chairty of choice along with other local charities at bPcon. 

So what I was thinking (say the numbers make sense) that we find a private/hard money lender, put a small down payment so that we have skin in the game too not just the lender, increase the interest rate so it’s beneficial to the lender, rehab the duplex, and increase rental price, then refinance in 1 year having a background of tenants to show the bank, and to pay back the lender so it’s a short term investment.What do you guys think?

Am I stuck with limiting my choices to 450k and below?

I may have no choice, but to look for other areas.

Her music for an hour then my choice for an hour, on the road there and on the road back.