So I have been applying the 10x rule, 4 hr work week and all these books and went from 1 proprerty to 2 with 3 in escrow.

It seems as though 804C provides the limitations on showing any preference as to who you are looking for. 803 almost seems to counteract this with us having under 3 properties until I reread the line "Nothing in section 804 of this title (other than subsection (c) ) shall apply to". 

The trouble is in Wisconsin this earnest money deposit has very specific restrictions as to how quickly it has to be returned and what specifically it can be applied to.

There aren't any more quick and easy finds.The last statement, about not having the mortgage covered even by three renters, will only apply if your purchase price was too high (which is kinda related to the temperature of the market).

Each constraint applies to the lesser of their net worth or income.  

Sure hoping I can take what I have learned in the institutional setting and apply it on a smaller scale. 

I did not look for your location so nothing I said applies!

Specific tracing rules apply for allocating debt proceeds and repayment.

There are a few other people on BP that have yet to learn that the rules apply to everyone.

How do I know, it says so and when you apply for a loan, they tell you the process; It takes 3 weeks to get funded but not everyone can get funded.