We never thought to even ask for this term but after buying 3 properties at 70% of appraised value and refinancing after 2 months to pull the equity out at 85% LTV my banker just asked us to tell them the amount we wanted to finance so they could stop redoing the paperwork after 2 months for the tiny initiation fee.

Our realtor told us that there is no place where you can get sod or plants in Chicago this time of year, after seeing our house looks barren in the front with tiny plants and grass in patches.

Gave him my wells fargo bank account and routing number. then he said his chase bank has sent me two small deposits to verify my account. so I gave him the amounts of the two tiny deposits and he was able to pay me rent.

So the house I currently own has a tiny and ugly master bath and in order to get more space in the bathroom I wanted to do a stand up shower but that would leave no tub in house.

Unless it's TINY or in bad disrepair, I could bump it up but I'd need to see it first.But you both have pointed me in a direction.

But most do flinch with a long 'DD' period backed by tiny EM consideration.  

We also desperately need to move out of our tiny NYC apartment before we go insane.

I am on BP daily, reading posts and replying with my tiny nuggets of knowledge. 

It is still me, trying to navigate my new tiny REI boat in this ocean, full of waterfalls.

The bankers and underwriters are more senior and understand the business you're in and will work with you on a solution, whereas Fannie will kick you to the curb if you don't fit into their tiny box.