Commercial Real Estate Loans Question.

[Granville L.]

Hey Guys and Gals

My husband and I have been in the rental business for about a year and a half. Within that time have purchased 10 homes to which several were purchased on a commercial loan. My husband works, makes a good living, and has a credit score over 800. I run the business and take care of two kids. I have built a friendship with my loan officer, so I have not sought out the rates of others. At the current time, our loans have been 7% / 5 year fixed / 15 year loans. They have given us unlimited amount of money, because when we rent a home it falls off our debt ratio. I was wondering if other commercial establishments are offering loans on the same lines or should I look for a better deal. I am in contract to purchase 3 more home within the next month, and we are aggressively growing.

Any advice would be much appreciated.