The broad context of this analysis is straightforward: an economy based on ever-rising consumption falters when real household incomes stagnate or decline. Real income for the bottom 90% has been stagnant fo...

We do have sponsors that present their business I.e.

I attended my first REI meeting last week, just to see how it felt and was blown away with how happy, helpful, present, focused everyone was!

Does any law require he be present for the move out inspection?

What I do think is important (and something a lot of people dont do) is communicate and make sure both parties are onboard with what ever the plan or present feelings are. 

I will walk through the scenario presented above to show how I would analyze this.In this scenario, we have a borrower that is considering paying a higher interest rate to get rid of PMI expense.  

Presently.

No mold or treatment present on any studs.

They were simply scared that if you were not willing to present them with a perfectly clean home then you did not do the rest of the house correctly, (e.g. laminate flooring).

One of the intriguing ideas it presented is called "Arbitrary Coherence" and it states that  once an initial price is set in our mind it shapes the prices we're willing to pay for not just that particular product BUT also similar products.