You should leverage your money far more than that.Instead, I recommend you use an FHA loan for your first property (2-4 unit, 3.5% down=$3500) and then once you live there for a few months and get the hang of property managing, use your cash to pickup another MFH like a 4-6 unit via conventional financing.

But my wife says people won't care and that some people prefer the ones you hang on the shower head.

But my wife says people won't care and that some people prefer the ones you hang on the shower head.

Once you identify a property that you are interested in purchasing, your agent and you will discuss an offer price as well as any conditions (e.g. contingencies like being able to get financing, a satisfactory inspection of the property, closing by a certain date, anything you want from the seller, like the awesome mirror hanging in the hallway).

The worst part about them is trying to hang towel bars.

I got my license (passed exam, applied for license, received license) a year ago, and due to personal reasons, I wasn't able to hang with a broker.

We then drop off a hanging plant and Home Depot gift card for 40 dollars as house warming gifts on move-in day.  

Hanging out with successful people will help you someday.  

@Carlos Rodrigues  Hang in there! 

If you start calling them with a bunch of newbie questions then you might get a click and hang up.Time is money,time is money.I work with first time commercial buyers of retail but I have them fill out a personal financial statement first.