Ill be scribbling down some notes from this discussion hahaha On top on your side note Dustin, the housing market is on fire in Missoula (Western Montana).

I've contacted several motivated sellers with old fashioned letters of intent, and I have four really great deals on my lap that I have to get under contract ASAP before they change their mind.

I was born and raised in Rochester, NY which is in the western portion of the state.

I eventually went the old fashioned route--lying on beds at the furniture store (discount section).

You can NOT break down the 50% Rule by predicting the individual expenses in this fashion.

(Each call may be considered a separate violation.)Now, let’s take a look at the Telemarketing Sales Rules (TSR).Telemarketing Sales RulesAccording to the TSR, it is illegal for a telemarketer to:• Ask you to pay with cash-to-cash money transfer (like those from Monogram and Western Union)• Ask you to pay by giving the PIN from a cash reload card like MoneyPak and Vanilla Reload• Ask for your bank account info to create a type of check that you never see or sign.

Once money is put in a retirement account, it's behind a firewall that lets it grow in a tax-advantaged fashion.

However, when it comes to properties that require significant value-add attention, I have a particular preference for the Southern, Eastern, or Western parts of Florida.The value-add method, an investment strategy where investors buy properties below their intrinsic value, will be a key component of my approach.

Ironically, most of my hobbies have become an income source in some fashion.

Just finding a good bank can be hard after the 2008 housing collapse banks started to behave more in a normal fashion can you afford the house, location etc.