If you brought them outright - maybe you want a couple months for you to pay down your debt so your score improves and you can get the loanIf you have a hard money loan - then yes i agree you want to refinance asap.Have you thought about having your dad gifting you some money to pay off your credit card bills, pay off the credit card bills, wait for your credit score to improve and then refinance by yourself?

I try to not leave anything, because when they leave they better not leave anything, not even a hanger.We do quarterly inspections and change the furnace filter during that inspection.I like the idea of the shovel, ice melt, plunger, but my experience has been if you leave them a few gifts they will leave you a few more.

The biggest birthday party we ever had did not cost more than $50 and we will buy only one gift when we know that the person actually wants and needs that gift.

If you are doing a FHA loan, they are strict about money being yours and not gifted from someone.

Scott Trench - National REIA has a 2% back rebate gift card program with Home Depot for combined purchases over 6,000/6 months and 20% (top) off Behr / all paints all the time.

A better deal would be gift certificates to a popular local steakhouse with a lease.

Any remaining balance I'd have to make up with hard money.I'd like to fully leverage my HELOC and my dad's private investment, but I'm aware that down payments can't be gifted for an investment property with a conventional mortgage.

Hello all, I learned about bigger pockets thanks to Brandon Turner's book on rental investing which I got as a gift.

I thought about somehow encouraging tenants to take the class, perhaps by reimbursing tenants for the cost of the course, reducing rent for anyone who takes it, or even giving it as a gift at Christmas or lease renewal or something.

I also like the idea of the gift card, as I know he could use that for his own properties!