Reading articles like this make me discouraged to be human sometimes, Heck I'm discouraged I would even waste my time reading this article and thus proving I'm just another stupid person on the planet earth who had nothing better to do, than respond with this stupid reply.

I think it's human nature to have some fear in a new adventure, as well as a great deal of excitement.Being a relatively shy person until I feel comfortable in any particular environment only feeds on that fear.

Credit doesn't make people any more human than others.

It is imperative to have a functioning website with professionally shot pictures of yourself on the front page to make yourself "human".

Attorney letters put people in defense mode right away so it's better to try the human approach first before taking that measure.  

The more credible you are, the more webpresence you have, the less doubt they will have and the easier it is to convert.Now this is but ONE part.This is the human part. 

Consider that financing ahs been around for thousands of years and there is nothing that can come out of the human mind that is legal that has not been basically done before.

The primary risk is that of human behavior: Did someone intentionally vandalize the property?

If no one asked any questions think of how intelligent humanity would be.If you can't answer without being a smart ***, don't answer.

As such, the entity on the note and mortgage has to be a human being and can not be an LLC, which is a corporate entity.Now - you'll see suggestion here and everywhere to close in your own name (so that you can get the mortgage in your own name) and then transfer the property into LLC.