Mike Neubauer, Let me ask if you know the process of addding additives to concrete for obtaining different concentrations in meeting stress requirements?

Obtaining credit references is covered by law, Rob touched on probably the best indicator and an acceptable question.

Once a lender always a lender, your interest in the property is that of a collateral interest unless you obtain a deed in lieu of foreclosure, doesn't matter as to the priority of the lien.

I worked for them last summer when I obtained my license, and and did really well in a small amount of time (12 transactions in less than 2 months, including a three family home).

I just obtained a call from the buyer where he is having an appraiser check out the property for the ARV.

I quickly realized it would be much easier to obtain the option fee if the home price was in the median range or higher.

After one year in title you can refinance in the secondary market based on the value of the property without regard to the sale price.If your mother goes on the note of a new loan, she can simply add you to the title, more later.Another issue is the amount to be financed, if the property is worth 80k and you put a loan on it for 40k, that low amount may be harder to obtain, but after one year you could get a larger loan and cash out.

I cleared about $55k after resale and holding costs and borrowed $200k so my cash on cash was 85% and I did it in 4 months.This was done in a very, very competitive market of Southern CA where finding good spreads in that type of value range is difficult at best.Most of my acquisitions are REO deals and not short sales, but short pays are a larger majority of the inventory compared to REO so you must work them if you plan to consistently obtain deals.

If there a chance I could still obtain the loan, credit score in the range of 690-711 as of about 1 month ago

Kay March: In our lease we explicitly require Tenants to obtain our consent prior top affecting any repairs or alterations to a property ... and in most instances we will insist they use our standard trades/service providers to carry out the work.