Thank you Joe Villeneuve That's the easiest explanation to understand yet.

Half of the estate agents pulls off the moment you mention DSS, and the other half has super detailed applications where they demand a minimum income that she can't reach.

Best/easiest/more convenient way to get divorce lists?

If that was the case then the duplex would be better, on paper any way, but then on the other side the duplex is spreading your risk over only two units so if you loose a tenant that is half of your income, where as in a quad when you lose a tenant its only 25% of your income.

Thanks I have purchased the books "Rental Property Investing" and "Managing Rental Properties" by Brandon Turner, and am half way through "Rental Property Investing".

I've never heard of management being higher than half of the 1st month's rent + 10% per month.

Rent - 10% Management 10% maintenance 10% vacancy - all hard costs paid by Landlord=notI take whatever I want for monthly profits a $75 a month and subtract that out per door and take the rest of it and determine what it can afford six and a half percent 20 year amortization loan. 

I read the “Ultimate Beginner’s Guide to Real Estate”, browsed through the last few weeks of questions in the Tax forum and read a half dozen blog posts by CPA’s who were responding to the questions.

Have been reading, listening to BP podcast for close to half a year now, and have begun the search for deals.

All the 2 bd I see around here are selling for less than half of what they sold for 10-15 years ago.