This board is great and I want to thank all of those contributors who take the time and effort to share the knowledge.

They are the ones who genuinely need the most assistance and are the first to bring their own determination to the table.

The guidelines stated managing a rental property required minimal time and effort and claims of "real estate professional" status based on this should be scrutinized closely.

Rather, I'm trying to identify a market in which to focus my initial efforts.

I only control my own efforts.

This all takes time, effort, and the ability to know how to arrange and structure each piece of the puzzle.

By highest return, I mean from your time and effort at this point in your life.

Good chance you can have a conversation with the holder of the second and let them know they could own this property unless they drastically reduce the interest rate and payment.Only make the effort if you would consider keeping it.

A spammer has done nothing to build any of these attributes.In my experience if you genuinely try to help others succeed and share what you can, you are much more likely to have a receptive audience.

Most people aren't willing to put in that kind of time and effort...