Depends if they put it on your credit report and if it is in an llc and the llc pays for them for 12 months or more it can be excluded from the dti 

Where will you pay the least taxes.

Thank you, I mean if one gets a loan to buy a home and rents it out so the renters can pay the mortgage while the investor keeps on buying homes but all are loans not purchased in cash, exactly when will the investor see a profit , seems like it will be a while.

It may be easier to pay an attorney to do the review for you.

What happens when the tenant has an employment disruption and doesn't pay rent?

Tenant decides not to pay and use security deposit for last payment (not allowed).

Or do tenants pay for their own utilities?

Not only can you not afford the money in, but how will you pay a 560k mortgage?  

Pointed out the clause in my lease and they have been paying it for a little bit.

A good agent will more than pay for themselves in profit, time and stress.