The T/B only has to fill out a 1 page credit application.You might want to get an application from your broker and have your T/Bs fill out all of their info in one go so he doesn't have to keep going back with questions.If the T/Bs are dragging their feet maybe they're not the right fit.

@Justin Hudson if you decide to consider house hacking to start out (and you don’t currently own), VHDA does first-time homebuyer mortgages that are 0% down depending on income restriction limits.

If the seller defaulted, however, (get this), because it would be too difficult to determine damages, the buyer would be limited to return of deposit only. 

If you limit the times you buy deals based on something you can't control, you'd never be able to buy anything.

or is there a way to get the appraisal costs from the closing end from the loan to limit my initial out of pocket expense... 

I have a qualified application from a women who intends to live there and run a daycare business out of the home.

There are several approaches to doing lease options, and consequently, many variables... so it would be prudent to do so to 'maximize' the exposure, pre- screen the largest number of applicants, increase the likelihood of 'closure' (selling the property) with the tenant buyer(s) and structuring the deal, to optimize your ROI.

Is the BRRRR method applicable?

My question is there an limit as to how many agents you can do business with?

If you rolled an old-employer 401k into a new-employer 401k, you can access that portion that you rolled over.But if you buy real estate from your IRA, YOU ARE GOING TO HAVE TO GAIN SOME UNDERSTANDING of the limitations.